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TRANSACTION ACCOUNT GUARANTEE PROGRAM: WILLAMETTE VALLEY BANK is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2010, all non-interest-bearing transaction accounts and NOW accounts with an interest rate of .50% or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.


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FDIC MEMBER FDIC Insurance coverage is temporarily
increased from $100,000 to $250,000
per depositor through December 31, 2013
   
Equal Housing Lender

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